Author: Mani Karthik

Best NRE Accounts for NRIs in 2026

One of the first phone calls I got after starting BacktoIndia.com was from an NRI in Texas who had just wired $20,000 to his…
ICICI Bank NRE Account Review

An NRE (Non-Resident External) Account is a type of bank account which allows non-resident Indians to deposit their overseas earnings into an Indian bank…
VFS Global Centers in the USA (Full List)

For every NRI, it is important to know the nearest VFS global center – why? Well, you’ll need them for all kind of visa…
PayPal in India for NRIs – Before and After Your Return (2026)

“Mani, I’ve been using PayPal for everything in the US – paying freelancers, splitting bills, online shopping. What happens to my PayPal when I…
What’s the difference between Immigrants and Expats

Immigrants and expats are two terms that are often used interchangeably, but they do not mean the same thing. An immigrant is a person…
When does resident status change to NRI

Resident status is the legal classification of an individual under the Indian Tax System. It is used to determine the tax liability of the…
Which LIC policy is best for NRIs

NRIs (Non-Resident Indians) are Indian citizens who are living abroad. They are allowed to invest in India and enjoy certain tax benefits, but they…
NRI Quota in Indian Colleges & IIT : Everything to Know

“Can my son get into IIT through the NRI quota?” I get this question at least five times a week on our BacktoIndia WhatsApp…
Laid off on H1B Visa? What to do next?

As the world struggles to deal with economic issues, many people on H1B visas have been laid off in USA. Losing your job can…
Can NRI apply for PAN card – Step by Step Guide

Yes, Non-Resident Indians (NRIs) can apply for a Permanent Account Number (PAN) card. NRIs are required to submit certain documents and information in order…