Category: Personal Finance
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Section 80D Tax Deductions for NRIs: How I Saved on Health Insurance
Remember when I was in the US and my mom called me one day? She had slipped in the bathroom. Needed surgery. The hospital…
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Tax Exemption Under Section 54 and Section 54F for NRIs: Complete Guide (2026)
A community member messaged me last year with this situation: “Mani, I sold my flat in Pune for ₹1.2 crore. The buyer deducted ₹15…
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PayPal in India: The Complete Guide for NRIs
Let me be upfront with you – PayPal in India is not the same PayPal you’ve been using in the US, UK, or anywhere…
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Income Tax on Retirement Benefits in India: Guide for NRIs (2026)
A member in our WhatsApp group retired from an Indian PSU after 28 years. He’d been on deputation to the Middle East for the…
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How To Apply For Lost Or Damaged PAN Card: Complete Guide (2026)
I get this question at least once a week in our WhatsApp groups. “Mani, I can’t find my PAN card. I need it for…
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Top Credit Cards for NRIs: After & Before Return (2026)
This question comes up almost every week in our WhatsApp groups. “Mani, I’m planning to move back to India in a year. What should…
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FATCA: Complete Guide for NRIs
“Mani, my mutual fund SIP just got rejected. The AMC says something about FATCA compliance. What is this?” I get this question almost every…
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Overseas Citizen of India (OCI): Meaning, Types, Eligibility and Benefits
Let’s talk about OCIs. The full thing! When I moved back from the US in 2017 with my family, getting our OCI cards was…
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What is Form W-2 For NRIs While Filing US Taxes?
2016. I’m sitting in my Santa Barbara office at Citrix, staring at this official looking document my HR team just handed me. Form W-2.…
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FBAR: A Complete Guide for NRIs (Updated 2026)
A few years ago, a member in our WhatsApp community sent me a panicked message at midnight. “Mani, I just found out about FBAR.…