Author: Mani Karthik

  • Best Life Insurance Policies for NRIs Returning to India

    Best Life Insurance Policies for NRIs Returning to India

    So, you’re thinking of moving back to India, or maybe you’re already here, trying to get your financial planning in place. One major part of that puzzle? Life insurance. Whether it’s protecting your family or building up a corpus for future needs, life insurance is a solid safety net. But which policy should you choose…

  • Best Personal Finance Apps in India

    Best Personal Finance Apps in India

    So, you’re looking to get a handle on your finances in India, but figuring out where to start can feel like a chore. Between tracking expenses, setting budgets, and keeping up with investments, managing money is more complex than it looks. The good news? Personal finance apps make it all so much simpler. In this…

  • Best Mutual Fund Brokers in India: Finding the Right Fit for NRIs

    Best Mutual Fund Brokers in India: Finding the Right Fit for NRIs

    So, you’re back in India, or maybe you’re planning to return soon, and you’re wondering, “Where do I even begin with investing in mutual funds?” Let me guess—you’ve already heard the buzz about how mutual funds are one of the best ways to grow your wealth in India. But the question is, which mutual fund…

  • Nailing Finances for Returning NRIs (Webinar, October 4th 2024)

    Nailing Finances for Returning NRIs (Webinar, October 4th 2024)

    Ready to make the move back to India? You’ve built a life abroad—good job, great experiences, and financial comfort. But returning isn’t always easy. We’ve partnered with “Turtle”, an upcoming financial brand, to focus on what really matters: your finances. Here’s what covered in the session. Join our interactive workshop and Q&A to make sure your financial…

  • How to Hire a Personal Finance Advisor When Returning Back to India

    How to Hire a Personal Finance Advisor When Returning Back to India

    Moving back to India after years of living abroad can be an exciting yet challenging experience—especially when it comes to managing your finances. From navigating tax laws to making investment decisions, figuring out how to handle your wealth in India can feel overwhelming. This is where a personal finance advisor comes in handy. The right…

  • Can an NRI Who Just Moved Back to India Buy Land in India?

    Can an NRI Who Just Moved Back to India Buy Land in India?

    If you’re an NRI who’s recently moved back to India, you might be wondering about your ability to buy land here. Whether you’re looking to invest in property or build your dream home, understanding the rules is crucial. Thankfully, India allows NRIs to buy certain types of property, but there are some restrictions you should…

  • How to Get a Personal Loan with No Credit History When You Recently Moved Back to India

    How to Get a Personal Loan with No Credit History When You Recently Moved Back to India

    One of the most frustrating calls I get in our community is this: “Mani, I had an 800 credit score in the US. Here in India, they’re treating me like I don’t exist.” It’s a real problem. You’ve spent years building financial credibility abroad. But when you land in India, your CIBIL score is either…

  • How to Grow Your Credit Score After Moving to India as an NRI

    How to Grow Your Credit Score After Moving to India as an NRI

    So, you’ve just moved back to India after years of building an enviable credit score in the USA. You had the perfect blend of credit cards, maybe a house or car loan, and you were probably getting approval for almost anything just by blinking at the bank. But now you’re back, starting fresh, and suddenly,…

  • Problems Faced by Returning NRIs in India : Understanding the Challenge

    Problems Faced by Returning NRIs in India : Understanding the Challenge

    Moving back to India after living abroad can be both exhilarating and daunting. While the prospect of returning to one’s roots is exciting, the transition is not without its challenges. Many NRIs face a variety of issues when they decide to return home. Here’s a deep dive into some common problems faced by NRIs returning…

  • Bangalore or Hyderabad: Which City Wins for NRIs Returning to India?

    Bangalore or Hyderabad: Which City Wins for NRIs Returning to India?

    So, you’re moving back to India from the USA and you’re stuck between Bangalore and Hyderabad. Both cities are booming tech hubs with their own charm and challenges. Let’s break down the pros and cons to help you decide which city might be your perfect match. Bangalore: The Garden City Turned Silicon Valley Pros: Cons:…