Author: Mani Karthik
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Term Insurance for NRIs: Process, Claims, Documents and More
When I was working at SuperMoney in the US, I had this nagging worry. What if something happened to me? How would my family…
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Dividend Stocks – Any Good for NRIs? (2026)
A member in our WhatsApp community asked a question that stopped me in my tracks. “Mani, I bought Coal India shares last year for…
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How to Renew Indian Passport from the UK – Full Process (2026)
An NRI friend called me at midnight once. Panicking. His Indian passport had expired three months ago. He’d just been offered a project in…
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Understanding IRS Form 1040: Complete Guide for NRIs (2026)
I’ll never forget this. A friend in our WhatsApp group had been living in the US for 11 years. Green card holder. Good job.…
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Form 1099 – Complete Guide for NRIs (2026)
A member in our WhatsApp group posted this last tax season: “I got four different 1099 forms in the mail. I don’t even know…
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PPF for NRIs: Complete Guide (2026)
“Mani, I opened my PPF account in 2008. I moved to the US in 2012 on an H-1B. My PPF matured in 2023. I…
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ITR for NRIs: The Complete Guide That Saved Me ₹45,000 in Penalties
Picture this. March 2018. I had just moved back to India from the US with Priya and our two boys. Dhruv was asking me…
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Aadhaar Card for OCI Holders: NRIs Guide (2026)
“Mani, I have an OCI card. Can I get an Aadhaar?” This question comes up almost every week in our WhatsApp community. And the…
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Section 80D Tax Deductions for NRIs: What Actually Works (And What Doesn’t)
Last month, a member in our WhatsApp community asked if he could claim his parents’ health insurance premium as a deduction in his Indian…
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Tax Exemption Under Section 54 and Section 54F for NRIs: Complete Guide (2026)
A community member messaged me last year with this situation: “Mani, I sold my flat in Pune for ₹1.2 crore. The buyer deducted ₹15…