Author: Mani Karthik
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Best Small Towns in India Where NRIs Can Retire Peacefully
I still remember the conversation I had with my uncle in 2019. He had just retired from his software job in California. Forty years…
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Should You Move Back to India with $220K and 16Crores? A Texas Couple’s Dilemma 🤔
Hey there! Mani here. We got a question in our FB group. “We are a married couple in Texas right now. I am 33,…
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Thematic Mutual Funds for NRIs – Should You Invest? (2026)
A member in our WhatsApp community recently shared his story. He put ₹10 lakh into a defense-themed mutual fund in early 2024. By the…
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Hybrid Mutual Funds – Complete Guide for NRIs (2026)
“Mani, I want to invest in India. But I don’t want the wild swings of pure equity. And I don’t want FD-like returns either.…
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NRI Gift Deed: A Comprehensive Guide for NRIs (2026)
A member in our WhatsApp community recently shared a situation that comes up far too often. His father in India wanted to transfer the…
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Can OCIs Take Health Insurance in India? The Truth
Last month, a member in our BacktoIndia WhatsApp group asked a question that stopped me mid-scroll. “I gave up my Indian passport five years…
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Term Insurance for NRIs: Process, Claims, Documents and More
When I was working at SuperMoney in the US, I had this nagging worry. What if something happened to me? How would my family…
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Dividend Stocks – Any Good for NRIs? (2026)
A member in our WhatsApp community asked a question that stopped me in my tracks. “Mani, I bought Coal India shares last year for…
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How to Renew Indian Passport from the UK – Full Process (2026)
An NRI friend called me at midnight once. Panicking. His Indian passport had expired three months ago. He’d just been offered a project in…
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Understanding IRS Form 1040: Complete Guide for NRIs (2026)
I’ll never forget this. A friend in our WhatsApp group had been living in the US for 11 years. Green card holder. Good job.…