Author: Mani Karthik
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Overseas Citizen of India (OCI): Meaning, Types, Eligibility and Benefits
Let’s talk about OCIs. The full thing! When I moved back from the US in 2017 with my family, getting our OCI cards was…
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What is Form W-2 For NRIs While Filing US Taxes?
2016. I’m sitting in my Santa Barbara office at Citrix, staring at this official looking document my HR team just handed me. Form W-2.…
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FBAR: A Complete Guide for NRIs (Updated 2026)
A few years ago, a member in our WhatsApp community sent me a panicked message at midnight. “Mani, I just found out about FBAR.…
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Gold ETF vs Gold Mutual Fund – Which is Better for NRIs
Remember when I was working at Citrix back in 2016? My wife constantly worried about our savings being too dependent on US markets. That’s…
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Do You Need to Disclose Your Foreign Assets in India as an NRI?
A couple of months ago, Ramesh from our WhatsApp group got a notice from the Income Tax Department. He’d been filing his Indian tax…
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Black Money Act for NRIs: Your Complete Survival Guide
Last year, Suresh from our community got a letter from the Income Tax Department. The subject line made his heart stop: “Notice under Black…
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Money Market Funds for NRIs: Complete Guide 💰
Hey there! Mani here. Back in 2015, when I was still living in San Francisco, I had this problem. I wanted to keep some…
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How NRIs Can Invest in Alternative Investment Funds (AIFs) in India
Hey, Back when I was working at SuperMoney in San Francisco, my colleague mentioned something called Alternative Investment Funds. I had no clue what…
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Best NRI Fixed Deposit Rates in India
Here’s a confession. When I was living in the US, my money was sitting in a Chase savings account earning 0.01% interest. Not 1%.…
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Retirement Planning with Digital Gold Investment
Here’s a retirement strategy that might surprise you. While everyone talks about mutual funds and fixed deposits for retirement planning, I’ve been exploring something…