Author: Mani Karthik

Do You Need to Disclose Your Foreign Assets in India as an NRI?

A couple of months ago, Ramesh from our WhatsApp group got a notice from the Income Tax Department. He’d been filing his Indian tax…
Black Money Act for NRIs: Your Complete Survival Guide

Last year, Suresh from our community got a letter from the Income Tax Department. The subject line made his heart stop: “Notice under Black…
Money Market Funds for NRIs: Complete Guide 💰

Hey there! Mani here. Back in 2015, when I was still living in San Francisco, I had this problem. I wanted to keep some…
How NRIs Can Invest in Alternative Investment Funds (AIFs) in India

Hey, Back when I was working at SuperMoney in San Francisco, my colleague mentioned something called Alternative Investment Funds. I had no clue what…
Best NRI Fixed Deposit Rates in India

Here’s a confession. When I was living in the US, my money was sitting in a Chase savings account earning 0.01% interest. Not 1%.…
Retirement Planning with Digital Gold Investment

Here’s a retirement strategy that might surprise you. While everyone talks about mutual funds and fixed deposits for retirement planning, I’ve been exploring something…
How can OCI Card Holders invest in India

Hey there, fellow OCIs! Mani here, and today we’re diving into one of the most asked questions in my inbox: “How can I invest…
NRI Banking Comparison – What It Actually Costs

We’ve covered which banks are best for NRIs and why. Interest rates. Branch networks. UPI support. The big picture stuff. This guide is different.…
Bank of India Branches in USA

After covering the extensive networks of SBI and the limited presence of other Indian banks, many of you asked about Bank of India’s operations…
State Bank of India Branches in USA

After covering Bank of Baroda and ICICI Bank, many of you asked about SBI’s operations in the USA. Well, here’s the complete truth –…