Blog
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Remitly vs Wise: Rates Comparison, Review – Full Guide
Hey there! Mani here. After years of helping NRIs send money back home, I’ve become quite familiar with both Remitly and Wise. Let me break down everything you need to know about these two popular money transfer services. Picture these two as the Amazon and Flipkart of international money transfers – each with its own…
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OCI Card for NRIs: The Complete Guide (2024)
Hey there! Mani here. After helping countless NRIs navigate their journey with OCI cards, I’ve put together this comprehensive guide to help you understand everything about this valuable document. What is OCI Card The Overseas Citizenship of India (OCI) card is essentially your lifetime connection to India, offering multiple-entry visa benefits and various privileges that…
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Person of Indian Origin (PIO) Card – Complete Guide for NRIs (2026)
If you’re still holding a PIO card, this is probably the most urgent article you’ll read today. The PIO card officially expired on December 31, 2025. No more extensions. The government has been very clear this time. I’ve had dozens of messages in our WhatsApp community from folks who are confused. Some didn’t even know…
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SWIFT Transfers – Everything NRIs Need to Know in 2026
The first time I tried to send money from the US to my mom’s SBI account, the bank asked me for a “SWIFT code.” I had no idea what that was. I Googled it, found three different codes for SBI, used one that looked right, and hoped for the best. The money took 5 days…
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Cost of Living in US: What Indians Need to Know
Hey there! Mani here. When I first moved to the US, the biggest shock wasn’t the culture or the weather – it was seeing the prices! “$15 for a basic thali?” I remember thinking. After years of helping Indian students and professionals plan their move to the US, I’ve learned exactly what costs to expect…
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Who is a Beneficiary in Money Transfer? Guide for NRIs
Hey there! Mani here. During my years of helping NRIs navigate international money transfers, one question keeps popping up: “What exactly is a beneficiary, and why is it so important to get the details right?” Let me break this down for you in simple terms, sharing what I’ve learned from both personal experience and helping…
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ACH Money Transfer – Complete Guide for NRIs (2026)
Every month, I see the same question pop up in our WhatsApp community – “Should I use ACH or wire transfer to send money to India?” And almost every time, the person asking has been overpaying on wire transfer fees for years. Sometimes $30-50 per transfer. Month after month. When I was in the US,…
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UAE to India Money Transfer: NRI’s Guide
Hey there! Mani here. When I was working in Dubai, sending money back home was something I did almost every month. Over the years, I’ve learned all the tricks of getting the best rates and avoiding unnecessary fees. Let me share everything I know about transferring money from UAE to India! 💡 Tip: Set up…
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NRI TDS on Property Sale: Complete Guide
Hey there! Mani here again. You know what’s one of the most common questions I get? “Mani, I’m planning to sell my property in India – what’s this TDS thing everyone keeps talking about?” If you’re in the same boat, don’t worry! I’ve been through this myself, and I’m here to break it down in…
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NRI Taxation Guide : Capital Gain Tax, TDS Explained
Hey there! Mani here. Remember when I first moved back to India and had to figure out all this tax stuff? Trust me, I know exactly how overwhelming it can be when you’re trying to understand NRI taxation. After helping hundreds of NRIs navigate this maze, I’ve put together this comprehensive guide that breaks everything…