Blog
-
Can an NRI Who Just Moved Back to India Buy Land in India?
If you’re an NRI who’s recently moved back to India, you might be wondering about your ability to buy land here. Whether you’re looking to invest in property or build your dream home, understanding the rules is crucial. Thankfully, India allows NRIs to buy certain types of property, but there are some restrictions you should…
-
How to Get a Personal Loan with No Credit History When You’ve Moved Back to India
Three months after I returned to India in 2017, I needed a personal loan. Nothing big. About Rs 3 lakh. For setting up the house – furniture, appliances, deposits for utilities. The usual stuff when you’re starting from scratch. I walked into a bank where I’d held an NRE account for 10 years. The relationship…
-
CIBIL Score for NRIs – Complete Guide (2026)
Here’s a conversation that happens in our WhatsApp community almost every week. “I have an 800+ credit score in the US. But when I tried to get a home loan in India, the bank said I have no credit history. How is that even possible?” It’s possible. And it’s one of the most frustrating things…
-
Problems Faced by Returning NRIs in India : Understanding the Challenge
Moving back to India after living abroad can be both exhilarating and daunting. While the prospect of returning to one’s roots is exciting, the transition is not without its challenges. Many NRIs face a variety of issues when they decide to return home. Here’s a deep dive into some common problems faced by NRIs returning…
-
Bangalore or Hyderabad: Which City Wins for NRIs Returning to India?
So, you’re moving back to India from the USA and you’re stuck between Bangalore and Hyderabad. Both cities are booming tech hubs with their own charm and challenges. Let’s break down the pros and cons to help you decide which city might be your perfect match. Bangalore: The Garden City Turned Silicon Valley Pros: Cons:…
-
When is the Right Time to Return to India?
Three months ago, Vikram called me at 11 PM. He’d just gotten off a video call with his parents in Pune. His dad’s health was declining. His mom was managing everything alone. Vikram had a great job in Seattle, kids settled in school, a mortgage on a beautiful house. But guilt was eating him up.…
-
Best Ways to Send Large Amounts of Money from USA to India
So, you’re planning to send a hefty sum from the USA to India? Maybe you’re buying a house, supporting family, or investing in a business. Whatever the reason, you need to ensure your money gets there safely, quickly, and cost-effectively. Having been through this process myself, here’s what I’ve learned about the best ways to…
-
Dealing with Teenagers Moving from USA to India
So, you’re considering the big move back to India with your teenage kids? Buckle up, because this ride’s going to be a mix of excitement, chaos, and a dash of humor. Here’s how to navigate the bumpy road ahead. Cultural Shock Understanding the Challenge: Your teens have been living the American dream, and suddenly, they’re…
-
Top Reasons Why NRIs Return to India
Thinking about packing up and moving back to the motherland? Trust me, you’re not alone. There’s a whole tribe of us who’ve been there, done that, and lived to tell the tale. 1. Family Pulls Stronger Than Gravity Remember those endless video calls with mom where she’s like, “Beta, you’ve forgotten us after going abroad!”?…
-
How to Transfer Money to India from the USA through SBI
If you’re wondering how to transfer money to India from the USA using the State Bank of India (SBI), you’re in the right place. Let’s dive into the process, step-by-step, to make it as smooth as possible. This guide is packed with everything you need to know, making it easy for you to send money…