Blog
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Return to India from USA: A Complete Guide for NRIs
That 2 AM phone call with your parents. The guilt of missing yet another family wedding. Your kids growing up without knowing their grandparents. The constant visa anxiety every time your H-1B renewal comes up. If any of this sounds familiar, you’re not alone. I spent over a decade in the US before moving back…
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Best Small Towns in India Where NRIs Can Retire Peacefully
I still remember the conversation I had with my uncle in 2019. He had just retired from his software job in California. Forty years in the US. Two kids settled there. And now he wanted to come back. But here’s what surprised me. He didn’t want Bangalore or Pune. He wanted peace. Good weather. Access…
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Should You Move Back to India with $220K and 16Crores? A Texas Couple’s Dilemma 🤔
Hey there! Mani here. We got a question in our FB group. “We are a married couple in Texas right now. I am 33, wife 30, we have saved up around 220K USD . Have around 16Cr in real estate in India via parents(inheritance). Is it a wise decision to move back or stay here…
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Thematic Mutual Funds for NRIs: How to Invest in India 🚀
Two years after we moved back to India from San Francisco, I made one of my smartest investment decisions. I was at a coffee shop in Koramangala. My former SuperMoney colleague texted me about how well his US tech stocks were doing. I felt that familiar FOMO creeping in. Then I remembered something. I was…
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Hybrid Mutual Funds in India: NRI Investment Guide
Hey there! Mani here. Back in 2019, my wife asked me a question that completely changed how we invest our money. “Why can’t we have something that gives us growth like equity but safety like debt?” I was working remotely for a US client then. We had just started feeling comfortable with our move back…
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NRI Gift Deed: A Comprehensive Guide
When I moved back to India in 2017, my mom had a surprise for me. “Beta, I want to gift you the Thiruvananthapuram property that your dad bought before he passed away.” I was touched. But also completely clueless about gift deeds. Fast forward to 2024. I’ve helped dozens of NRI families in our BacktoIndia…
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Can OCIs Take Health Insurance in India? The Truth
Last month, a member in our BacktoIndia WhatsApp group asked a question that stopped me mid-scroll. “I gave up my Indian passport five years ago. I have an OCI card. Does that mean I can’t get health insurance in India anymore?” Thirty-seven people replied within the hour. And almost half of them had wrong information.…
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Term Insurance for NRIs: Process, Claims, Documents and More
When I was working at SuperMoney in the US, I had this nagging worry. What if something happened to me? How would my family back in India manage financially? My mom was already alone after dad passed away during my college years. The thought of leaving my wife and two sons (one born in the…
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Dividend Stocks in India: Guide for NRI Investors
Hey there! Mani here. Back in 2018, a year after I moved back to India, my wife asked me a question that changed our investment strategy completely. “Can we get regular income from our Indian investments like we used to get from our US dividend stocks?” I was stumped. We had built a nice dividend…
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How to Renew Indian Passport from the UK
My phone rings at 2 AM. My friend Arjun from London is crying. His passport expired six months ago. His grandfather just had a heart attack in Mumbai. The earliest appointment he could get was three months away. I felt horrible for him. But it also made me realize something important. Most NRIs have no…