Blog
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Axis Bank NRE Account – Full Review for NRIs (2026)
A few years ago, an NRI in our WhatsApp community shared something that stuck with me. He’d been keeping his overseas earnings in a regular Indian savings account. For three years. No one told him he needed an NRE account. He’d been paying tax on interest that should have been completely tax-free. Stories like this…
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How To Open an SBI NRE Account – Full Guide
Opening an NRE account with State Bank of India is a simple process. The first step is to visit the nearest SBI branch and fill out the NRE account opening form. This form will require you to provide your personal information such as your name, address, date of birth, etc. You will also need to…
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Best NRE Accounts for NRIs in 2026
One of the first phone calls I got after starting BacktoIndia.com was from an NRI in Texas who had just wired $20,000 to his father’s regular savings account in India. He didn’t know NRE accounts existed. He lost money on exchange rates, paid unnecessary taxes on the interest, and couldn’t repatriate the funds easily later.…
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ICICI Bank NRE Account Review
An NRE (Non-Resident External) Account is a type of bank account which allows non-resident Indians to deposit their overseas earnings into an Indian bank account. The ICICI NRE Account is a savings account designed specifically for Non-Resident Indians (NRIs) who want to invest their overseas earnings in India. This account offers several features and benefits…
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VFS Global Centers in the USA (Full List)
For every NRI, it is important to know the nearest VFS global center – why? Well, you’ll need them for all kind of visa and passport document updates. VFS Global is a company that specializes in providing visa and passport services to governments across the world. The company was established in 2001, and has since…
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PayPal in India for NRIs – Before and After Your Return (2026)
“Mani, I’ve been using PayPal for everything in the US – paying freelancers, splitting bills, online shopping. What happens to my PayPal when I move back to India?” This comes up in our WhatsApp community all the time. And the honest answer disappoints most people. PayPal in India is not the same PayPal you’ve been…
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What’s the difference between Immigrants and Expats
Immigrants and expats are two terms that are often used interchangeably, but they do not mean the same thing. An immigrant is a person who moves to a different country in order to live there permanently. This means that they intend to become a permanent resident and eventually a citizen of that country. An expat,…
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When does resident status change to NRI
Resident status is the legal classification of an individual under the Indian Tax System. It is used to determine the tax liability of the individual and is determined by the number of days of stay in India. An individual is classified as a Resident if he has stayed in India for more than 182 days…
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Which LIC policy is best for NRIs
NRIs (Non-Resident Indians) are Indian citizens who are living abroad. They are allowed to invest in India and enjoy certain tax benefits, but they must comply with the regulations set by the Reserve Bank of India (RBI). The RBI has specific regulations that govern the investments and financial activities of NRIs. One of the major…
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NRI Quota in Indian Colleges & IIT : Everything to Know
“Can my son get into IIT through the NRI quota?” I get this question at least five times a week on our BacktoIndia WhatsApp groups. And the answer surprises most parents. IITs do not have an NRI quota. Let that sink in for a moment. Because this is the single biggest misconception among NRI parents…