Blog
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Best Personal Loans for Immigrants
If you’re an immigrant in the United States, chances are you’re looking at a very different financial landscape than the one your parents or grandparents face. That’s because a lot of the financial products and services that they may have used in their native countries aren’t available to them here. But that doesn’t mean there…
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How to get a personal loan on H1B visa
Getting a personal loan on an H1B visa can be difficult, but it is possible. With the right information and resources, you can find ways to secure the financing you need. This guide will provide a comprehensive overview of the process, from understanding what types of loans are available to you as an H1B visa…
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Best Investment Options for NRIs in India (2026)
A member in our Chicago WhatsApp group asked something last week that I hear almost every day. “I have $80,000 sitting in my US savings account earning 4%. Should I invest it in India instead?” The short answer? It depends. On your risk appetite. On when you plan to return. On your tax situation in…
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Can an NRI Vote in India? What Returning NRIs Need to Know
“I’ve been living in the US for 12 years. I’m moving back to India next year. Can I vote in the next election?” I get this question a lot in our WhatsApp community. And the answer sounds simple on the surface. Yes. If you’re an Indian citizen, you can vote. But the reality? It’s messier…
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Can NRIs invest in SIP?
Investing in SIPs (Systematic Investment Plans) is a great way for Non-Resident Indians (NRIs) to increase their wealth over time. SIPs are an efficient and easy way to save money and build a nest egg for the future. With a SIP, NRIs can invest a fixed amount of money regularly over a period of time,…
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How to Open an NRI Account in India from USA: NRIs Guide
I still remember the panic. It was 2010. I had just landed in the US on my H1B. My dad had passed away a few years earlier. My mom was alone in India. She needed money urgently for a medical expense. And I had no way to transfer funds quickly. No NRI account. No setup.…
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Who is an NRI? Here’s All You Need to Know
An NRI, or Non-Resident Indian, is an Indian citizen who lives or works abroad. According to the Foreign Exchange Management Act (FEMA), an NRI is limited to the tax status of an Indian citizen who is living abroad and can also be a Person of Indian Origin (PIO). To qualify as an NRI, an individual…
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Can NRI Get Aadhaar Card? Everything You Need to Know
“Will I be able to get an Aadhaar card when I move back?” This question comes up in almost every call I have with NRIs planning their return. And I understand the worry. Aadhaar has become so central to life in India – from opening bank accounts to getting a SIM card to filing taxes…
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How to find a job in India when returning back?
Returning to India after a long period of working abroad can be an intimidating prospect. But if you want to make the transition as smooth as possible, it’s important to know where to start looking for a job. With the right guidance and knowledge, you’ll be able to find your dream job in India much…
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How to deal with cultural differences when returning to India
When NRIs (Non-Resident Indians) return to India, they often face a number of cultural differences that can be difficult to adjust to. In order to ease the transition and make their stay more enjoyable, NRIs should take the time to learn about Indian culture and prepare for the cultural shock that may come with returning…