Blog

  • Money Market Funds for NRIs: Complete Guide 💰

    Hey there! Mani here. Back in 2015, when I was still living in San Francisco, I had this problem. I wanted to keep some money in India for emergencies. But I also wanted it to earn better than my savings account. My CA suggested money market funds. I had never heard of them before. Fast…

  • How NRIs Can Invest in Alternative Investment Funds (AIFs) in India

    Hey, Back when I was working at SuperMoney in San Francisco, my colleague mentioned something called Alternative Investment Funds. I had no clue what he was talking about. Fast forward to 2017 when I moved back to India. My banker in Mumbai introduced me to AIFs. This was after I had settled down and was…

  • Best NRI Fixed Deposit Rates in India

    Here’s a confession. When I was living in the US, my money was sitting in a Chase savings account earning 0.01% interest. Not 1%. Not 0.1%. Zero point zero one percent. Meanwhile, NRE Fixed Deposits in India were offering 7% and above. Tax free. I did the math one evening in 2013. On a deposit…

  • Retirement Planning with Digital Gold Investment

    Here’s a retirement strategy that might surprise you. While everyone talks about mutual funds and fixed deposits for retirement planning, I’ve been exploring something that combines India’s age-old love for gold with modern technology – Digital Gold. After researching this thoroughly, I’m convinced it deserves a serious place in your retirement portfolio. 💡 Eye-opener: Gold…

  • How can OCI Card Holders invest in India

    Hey there, fellow OCIs! Mani here, and today we’re diving into one of the most asked questions in my inbox: “How can I invest in India with my OCI card?” After helping countless OCI cardholders navigate the complex world of Indian investments, I’m breaking down everything you need to know to start your investment journey…

  • NRI Banking Comparison – What It Actually Costs

    We’ve covered which banks are best for NRIs and why. Interest rates. Branch networks. UPI support. The big picture stuff. This guide is different. This is about what it actually costs – in money and frustration – to bank with each major Indian bank as an NRI. The fees nobody told you about. The account…

  • Bank of India Branches in USA

    After covering the extensive networks of SBI and the limited presence of other Indian banks, many of you asked about Bank of India’s operations in the USA. Here’s the complete picture – and it’s quite different from what you might expect! 💡 Reality Check: Bank of India operates with just TWO locations in the entire…

  • State Bank of India Branches in USA

    After covering Bank of Baroda and ICICI Bank, many of you asked about SBI’s operations in the USA. Well, here’s the complete truth – and trust me, SBI’s story in America is quite different from the other banks! 💡 Great News: SBI has the most comprehensive presence among Indian banks in the USA with 4…

  • ICICI Bank Branches in USA

    After getting countless questions about Canara Bank and Bank of Baroda’s presence in the USA, I decided to dig deep and give you the complete picture. Trust me, what I found might surprise you! 💡 Reality Alert: ICICI Bank has only ONE actual branch in the entire United States, plus two representative offices. That’s it…

  • Canara Bank Branches in USA

    After covering Bank of Baroda’s US presence, many of you asked about Canara Bank’s operations in America. The answer might surprise you – Canara Bank maintains an even more focused approach with just ONE branch in the entire United States. 💡 Reality Check: Like many Indian banks, Canara Bank operates a single strategic location in…