Blog
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How to Invest in Gold in India: Complete Guide
When I moved back to India in 2017, my wife had one major concern. “What about our savings security?” she asked. My mother in law immediately chimed in. “Beta, buy gold. It never loses value.” I rolled my eyes then. But five years later, I realized she was absolutely right. Gold saved us during the…
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How to Invest in US Stocks from India: A Guide
When I moved back to India in 2017 after years in the US, one question kept bugging me and my fellow NRI friends. How do we keep investing in those amazing US companies we got used to? You know, those Apple, Google, and Tesla stocks that were part of our American dream. Coming back didn’t…
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Investing in Fixed Deposits: Complete Guide
2020 changed everything for our family. My wife lost her job during COVID. My elder son’s college fees were due. We had cash sitting in a savings account earning 3%. “Mani, we need guaranteed returns,” my wife said during our kitchen table financial planning session. That evening changed our FD strategy forever. Today, I’ll share…
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Fixed Deposits vs Mutual Funds: Investment Guide
The Battle Every NRI Must Win Hey folks! Mani here. Picture this. 2018. My wife walks into our Bangalore home with a simple question. “Mani, where should we park our emergency fund? FD or mutual fund?” I stared at her. Blank. Here I was. Marketing expert. Worked at SuperMoney for years. And I couldn’t answer…
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Best Investment Options for NRIs: Complete Guide
One question I get asked constantly in our community calls: “Where should I invest my money in India?” It’s a valid concern. You’re earning abroad, you want your money to work for you back home, but the options can feel overwhelming – and the rules around NRI investments aren’t always straightforward. After years of conversations…
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How NRIs Can Invest in Govt Bonds through RBI
Last month, my neighbor Priya from Singapore called me in excitement. “Mani, I just opened my RBI Retail Direct account from abroad! My portfolio feels so much safer now.” That conversation sparked this deep dive into government bonds for NRIs. The Reality Check First 🎯 Bottom Line: Yes, NRIs CAN invest in government bonds through…
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How Can NRIs Sell Property in India While Abroad
Three years ago, my cousin Rajesh called me from Toronto in panic. “Mani, I need to sell my Bangalore flat urgently. My dad’s medical bills are mounting. But the TDS thing is scaring me. They want to deduct 20%!” That conversation sparked this comprehensive guide. The Brutal Truth About NRI Property Sales 📊 Bottom Line…
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Can NRIs Invest in Sovereign Gold Bonds?
I still remember that conversation in 2019. I was at a family gathering in Chennai. My cousin Raj from London asked, “Mani, should I invest in those gold bonds? They sound amazing.” Today, that question hits differently. The Brutal Truth First 🎯 TL;DR: NRIs CANNOT invest in new Sovereign Gold Bonds. The scheme was discontinued…
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How Different Is Daily Life in India Compared to the US?
Hey everyone! Mani here. This topic hits close to home. My wife Priya was terrified about moving back to India in 2017. She had built her life in California. Her friends. Her routines. Her independence. “Mani, what if I lose myself in India?” she asked me one evening in Irvine. I had no answers then.…
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Will I Be Able to Adjust to Life in India After Years in the USA?
Hey folks! Mani here. That question haunted me for months in 2016. I was sitting in my Irvine apartment. Staring at my mom’s photo on the kitchen counter. She was alone in Kerala. Dad had passed away when I was in college. Twenty years later, I was 9,000 miles away building a career. My wife…