Category: Documentation
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OCI Card for Returning NRIs: The Ultimate Guide (2026)
My younger son was born in California. US citizen. American passport. When we decided to move back to India in 2017, one of the first things I needed to figure out was his OCI card. Without it, he’d be treated as a foreign tourist in his own grandparents’ country. The process wasn’t simple. The rules…
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PAN Card for Returning NRIs: Everything You Need to Know (2026)
Last year, a member in our WhatsApp community posted a message that panicked dozens of people. “I just tried to redeem my mutual funds and got rejected. My PAN is showing as inoperative. I’ve had this PAN for 18 years. What happened?” Turns out, he had been living in the US for 12 years. Never…
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Aadhaar Card for NRIs: Complete Guide
A few months after I returned to India in 2017, I walked into an Aadhaar enrollment center in Bangalore. I had my passport. I had my documents. I was confident. The operator looked at my passport, saw the US visa stamps, and said, “Sir, NRIs need to wait 182 days before applying.” I stood there…