Category: Investment

  • Investing in Mutual Funds for NRIs: Complete Guide (2026 Update)

    Investing in Mutual Funds for NRIs: Complete Guide (2026 Update)

    A member in our US WhatsApp group messaged me at midnight last year. “Mani, I tried to start an SIP with HDFC Mutual Fund from the US. My application got rejected. Nobody will tell me why. I’ve been going back and forth for two weeks.” The reason? He was based in the US. HDFC Mutual…

  • Investing in Stocks for Returning NRIs: Complete Guide (2026)

    Investing in Stocks for Returning NRIs: Complete Guide (2026)

    A member in our WhatsApp group posted this last year: “I have an NRI demat account with Zerodha, linked to my HDFC NRE-PIS account. Moving back to India next month. What happens to my stocks? Do I need to sell everything?” He had Rs 42 lakhs in Indian stocks. And genuinely believed he had to…