Category: Money Transfer

  • Money Transfer Scams NRIs Should Avoid

    Protecting Your Hard Earned Money from Fraudsters. Back in 2019, two years after we moved back to India, I nearly lost $8,000 to a scammer. I was sitting in my Bangalore office when my phone rang. “Sir, this is from State Bank of India. Your NRE account has been compromised. We need to verify your…

  • Choosing the Right Purpose Code for Inward Remittance

    Choosing the Right Purpose Code for Inward Remittance

    If you’ve ever sent money to India and wondered what that “purpose code” field means – you’re not alone. I remember the first time I saw this while transferring money back home. The bank app asked me to select a purpose code, and I had no idea which one to pick. I just wanted to…

  • Top Wise Alternatives for NRIs in 2025

    Top Wise Alternatives for NRIs in 2025

    Hey there! Mani here. Remember when I moved back to India after years in the US? One of the biggest headaches was figuring out how to move money internationally without getting slapped with ridiculous fees. If you’re reading this, you’re probably looking for alternatives to Wise (formerly TransferWise). Maybe their fees increased, or perhaps you’re…

  • How to Send 1 Crore+ To India from Abroad

    How to Send 1 Crore+ To India from Abroad

    So, you’ve been saving up in the U.S., and now it’s time to send a significant amount – say, ₹3 crores – back to India. Maybe it’s for your parents’ retirement, an investment, or just securing a nest egg for the future. But before you hit that “Send” button, let’s break down how to do…

  • Xoom vs Remitly: Which Is Better for Sending Money to India?

    Xoom vs Remitly: Which Is Better for Sending Money to India?

    Hey there! Mani here. Let me break down everything about these two popular money transfer services in a way that makes perfect sense. This guide will help you choose the right service for sending money back home. Understanding International Money Transfer Services International remittance services have become increasingly important in our connected world, especially for…

  • Remitly vs Wise: Rates Comparison, Review – Full Guide

    Remitly vs Wise: Rates Comparison, Review – Full Guide

    Hey there! Mani here. After years of helping NRIs send money back home, I’ve become quite familiar with both Remitly and Wise. Let me break down everything you need to know about these two popular money transfer services. Picture these two as the Amazon and Flipkart of international money transfers – each with its own…

  • UAE to India Money Transfer: NRI’s Guide

    UAE to India Money Transfer: NRI’s Guide

    Hey there! Mani here. When I was working in Dubai, sending money back home was something I did almost every month. Over the years, I’ve learned all the tricks of getting the best rates and avoiding unnecessary fees. Let me share everything I know about transferring money from UAE to India! 💡 Tip: Set up…

  • Best Ways to Send Large Amounts of Money from USA to India

    Best Ways to Send Large Amounts of Money from USA to India

    So, you’re planning to send a hefty sum from the USA to India? Maybe you’re buying a house, supporting family, or investing in a business. Whatever the reason, you need to ensure your money gets there safely, quickly, and cost-effectively. Having been through this process myself, here’s what I’ve learned about the best ways to…

  • Remitly Review: Is It Any Good For Sending Money To India?

    Remitly Review: Is It Any Good For Sending Money To India?

    When I was working in the US, I used to dread sending money home. Every month, I’d spend 20 minutes comparing apps, calculating exchange rates, and worrying if my parents would get the money on time. Over the years, I’ve tried pretty much every service out there – bank wires, Western Union, Wise, Xoom, and…