Category: Personal Finance

How to Send 1 Crore+ To India from Abroad

So, you’ve been saving up in the U.S., and now it’s time to send a significant amount – say, ₹3 crores – back to…
Union Budget 2025: What NRIs Need to Know Before Moving Back to India

So, you’re thinking about moving back to India or investing here? The Union Budget 2025 just dropped some major updates that could impact your…
New Tax Regime Slabs for NRIs: Complete Breakdown

A few weeks ago, Priya from our WhatsApp group sent me a panicked message at midnight. She’d just filed her Indian tax return and…
Xoom vs Remitly: Which Is Better for Sending Money to India?

Hey there! Mani here. Let me break down everything about these two popular money transfer services in a way that makes perfect sense. This…
Transaction Reference Number (TRN) for NRIs: Complete Guide

If you’ve ever sent money to India and wondered whether it actually reached, you’re not alone. That moment of doubt – “Did the transfer…
Purpose Codes Decoded: NRI’s Guide for Money Transfers

If you’ve ever sent money to India or received it from abroad, you’ve probably seen a dropdown asking you to select a “Purpose Code.”…
NRI PPF Account Changes: An NRI’s Guide

Hey there! Mani here. Having been through the NRI journey myself, I know how confusing it can be to keep track of all the…
How to Avoid TCS on Remittances: Complete Guide

When the government announced the 20% TCS on foreign remittances, my phone didn’t stop buzzing for a week. Parents sending money to kids studying…
Remitly vs Wise: Rates Comparison, Review – Full Guide

Hey there! Mani here. After years of helping NRIs send money back home, I’ve become quite familiar with both Remitly and Wise. Let me…
SWIFT Transfers – Everything NRIs Need to Know in 2026

The first time I tried to send money from the US to my mom’s SBI account, the bank asked me for a “SWIFT code.”…