Tag: Investment
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Thematic Mutual Funds for NRIs: How to Invest in India 🚀
Two years after we moved back to India from San Francisco, I made one of my smartest investment decisions. I was at a coffee shop in Koramangala. My former SuperMoney colleague texted me about how well his US tech stocks were doing. I felt that familiar FOMO creeping in. Then I remembered something. I was…
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Hybrid Mutual Funds in India: NRI Investment Guide
Hey there! Mani here. Back in 2019, my wife asked me a question that completely changed how we invest our money. “Why can’t we have something that gives us growth like equity but safety like debt?” I was working remotely for a US client then. We had just started feeling comfortable with our move back…
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Dividend Stocks in India: Guide for NRI Investors
Hey there! Mani here. Back in 2018, a year after I moved back to India, my wife asked me a question that changed our investment strategy completely. “Can we get regular income from our Indian investments like we used to get from our US dividend stocks?” I was stumped. We had built a nice dividend…
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Dividend Stocks in India: Guide for NRI Investors
Hey there! Mani here. Back in 2018, a year after I moved back to India, my wife asked me a question that changed our investment strategy completely. “Can we get regular income from our Indian investments like we used to get from our US dividend stocks?” I was stumped. We had built a nice dividend…
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Gold ETF vs Gold Mutual Fund – Which is Better for NRIs
Remember when I was working at Citrix back in 2016? My wife constantly worried about our savings being too dependent on US markets. That’s when I first started exploring gold investments seriously. After losing my dad early during college, I learned the importance of financial security. When mom was alone in India and we decided…
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Can NRIs Invest in Sovereign Gold Bonds?
Back in 2016, just before I moved from Silicon Valley to Bangalore, my mom called me during Dhanteras. “Beta, buy some gold,” she said. I was working at Druva then, completely clueless about Indian investment options. Fast forward to today. I get WhatsApp messages daily from my BackToIndia community asking about Sovereign Gold Bonds. Can…
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Money Market Funds for NRIs: Complete Guide 💰
Hey there! Mani here. Back in 2015, when I was still living in San Francisco, I had this problem. I wanted to keep some money in India for emergencies. But I also wanted it to earn better than my savings account. My CA suggested money market funds. I had never heard of them before. Fast…
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How NRIs Can Invest in Alternative Investment Funds (AIFs) in India
Hey, Back when I was working at SuperMoney in San Francisco, my colleague mentioned something called Alternative Investment Funds. I had no clue what he was talking about. Fast forward to 2017 when I moved back to India. My banker in Mumbai introduced me to AIFs. This was after I had settled down and was…
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Should You Liquidate Your US Assets Before Moving to India?
Hey there! Mani here. When I was planning my move back to India, one of the biggest dilemmas I faced was what to do with my US investments. Should I sell everything? Keep it all? Maybe something in between? After helping numerous NRIs navigate this decision and learning from my own experience, I’ve put together…
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Best Mortgage Plans for NRIs Buying Property in India
So, you’re an NRI considering buying property in India and exploring mortgage options. Navigating the Indian mortgage landscape can be challenging, especially with the varying rates, eligibility requirements, and benefits each bank offers. Finding the best mortgage plan is essential to make your property investment smooth, affordable, and manageable. Here’s a rundown of some of…