Author: Mani Karthik

Fixed vs Comprehensive Visitor Insurance: Which One is Better for NRIs?

Ravi messaged me from Houston a few months ago. His parents had just landed from Hyderabad for a six-month visit. Two weeks in, his…
What is eOCI – India Launched Digital OCI Card (2026)

Priya called me last week from New Jersey, a little confused. She had just renewed her US passport and was about to log in…
How to File a Visitors Insurance Claim in the US – Step by Step

Rajan called me in a panic last year. His mother had slipped in the kitchen of his California home, fractured her wrist, and ended…
Can You Buy Visitor Insurance After Your Parents Have Already Reached the USA?

Kavitha messaged me on a Sunday evening. Her mother had landed in Chicago two days earlier. And in the rush of planning the trip…
Top Mistakes NRIs Make When Buying Visitor Insurance for Parents Visiting USA

I’ve been helping NRIs navigate the return journey since 2017. And one thing I’ve noticed – most people who run into trouble with visitor…
What Happens If Your Parents Fall Sick in the USA Without Insurance?

Ramesh called me from Texas on a Tuesday afternoon. His father had been admitted to the hospital the previous night. Breathing difficulty. They thought…
Travel Insurance for Senior Parents Visiting USA: What to Watch Out For

Anand’s father is 74. He was visiting from Pune for three months. Fit for his age. Mild hypertension, but stable on medication for years.…
Best Visitor Insurance for Parents Visiting USA with Pre-Existing Conditions (2026 Guide)

Meena messaged me a few weeks ago. Her mother is 68 and has Type 2 diabetes. Managed well – regular medication, stable blood sugar.…
How Much Does Visitor Insurance Cost for Parents Visiting USA? (Age-Wise Breakdown for 2026)

Preethi messaged me last month. Her mother was visiting from Chennai for 10 weeks. She had found two plans – one at $89/month, one…
Best Visitor Insurance Plans for USA (Comparison Guide)

Sunil called me a few weeks ago. His parents were visiting from Coimbatore. His father is 67, has managed hypertension. His mother is 64,…