Author: Mani Karthik
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USCIS New Rules for Green Card Application: Here’s How it Affects NRIs
My phone has been buzzing non-stop since Thursday. Messages from people in our WhatsApp community – engineers in the Bay Area, doctors in Texas,…
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What Is a PPO Network in Visitor Insurance and Why It Matters
Deepa called me one afternoon from New Jersey, completely stressed. Her mother had been rushed to the ER after a fall. The treatment went…
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What Is Coinsurance in US Visitor Insurance Plans?
Rajan called me one evening, pretty frustrated. His father had been treated at a hospital in Texas for a kidney infection. The total bill…
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What Is a Deductible in Visitor Insurance? Explained with Real Examples
Priya called me from California last year, completely confused. Her mother had just been taken to the ER in San Jose after a fall.…
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Fixed vs Comprehensive Visitor Insurance: Which One is Better for NRIs?
Ravi messaged me from Houston a few months ago. His parents had just landed from Hyderabad for a six-month visit. Two weeks in, his…
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What is eOCI – India Launched Digital OCI Card (2026)
Priya called me last week from New Jersey, a little confused. She had just renewed her US passport and was about to log in…
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How to File a Visitors Insurance Claim in the US – Step by Step
Rajan called me in a panic last year. His mother had slipped in the kitchen of his California home, fractured her wrist, and ended…
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Can You Buy Visitor Insurance After Your Parents Have Already Reached the USA?
Kavitha messaged me on a Sunday evening. Her mother had landed in Chicago two days earlier. And in the rush of planning the trip…
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Top Mistakes NRIs Make When Buying Visitor Insurance for Parents Visiting USA
I’ve been helping NRIs navigate the return journey since 2017. And one thing I’ve noticed – most people who run into trouble with visitor…
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What Happens If Your Parents Fall Sick in the USA Without Insurance?
Ramesh called me from Texas on a Tuesday afternoon. His father had been admitted to the hospital the previous night. Breathing difficulty. They thought…