Author: Mani Karthik

How to Invest in US Stocks from India: 2026

“Mani, I moved back to India last year. But I still want to keep investing in Apple, Google, and some S&P 500 ETFs. How…
Fixed Deposits for NRIs – Everything You Need to Know (2026)

“Mani, I have $50,000 sitting idle in my US bank account earning 0.5% interest. Should I put it in an Indian FD?” I get…
Fixed Deposits vs Mutual Funds: Investment Guide

The Battle Every NRI Must Win Hey folks! Mani here. Picture this. 2018. My wife walks into our Bangalore home with a simple question.…
Best Investment Options for NRIs: Complete Guide

One question I get asked constantly in our community calls: “Where should I invest my money in India?” It’s a valid concern. You’re earning…
How NRIs Can Invest in Govt Bonds through RBI

Last month, my neighbor Priya from Singapore called me in excitement. “Mani, I just opened my RBI Retail Direct account from abroad! My portfolio…
How Can NRIs Sell Property in India While Abroad

Three years ago, my cousin Rajesh called me from Toronto in panic. “Mani, I need to sell my Bangalore flat urgently. My dad’s medical…
Sovereign Gold Bonds for NRIs: The Complete Guide (2026)

Last month, a member in our Dubai WhatsApp group asked a simple question: “I want to invest in Sovereign Gold Bonds. I’m an NRI.…
How Different Is Daily Life in India Compared to the US?

Hey everyone! Mani here. This topic hits close to home. My wife Priya was terrified about moving back to India in 2017. She had…
Will I Be Able to Adjust to Life in India After Years in the USA?

Hey folks! Mani here. That question haunted me for months in 2016. I was sitting in my Irvine apartment. Staring at my mom’s photo…
Annexure E – The Income Tax Document NRI Needs to Know

When I filed my first Indian tax return after moving back in 2017, my chartered accountant asked me a question I wasn’t prepared for.…