Author: Mani Karthik
-
What Happens to Your US Credit Score After Moving to India
Mani here. When I was preparing to move back to India, one question kept bugging me: “What’s going to happen to my hard-earned 800+ credit score?” After years of building perfect credit history in the US, I didn’t want it all to disappear! Through my own experience and helping countless NRIs navigate this transition, I’ve…
-
Salary Negotiation Guide for Returning NRIs
Hey there! Mani here. When I returned to India after my stint in Silicon Valley, the biggest culture shock wasn’t the traffic or the weather – it was salary negotiation! After helping dozens of NRI friends navigate their moves back home, I’ve gathered some solid insights about what to expect and how to negotiate effectively.…
-
Should You Liquidate Your US Assets Before Moving to India?
Hey there! Mani here. When I was planning my move back to India, one of the biggest dilemmas I faced was what to do with my US investments. Should I sell everything? Keep it all? Maybe something in between? After helping numerous NRIs navigate this decision and learning from my own experience, I’ve put together…
-
USA vs India: What to Expect in Your Daily Life
Hey there! Mani here. Remember my first week back in India? I tried to order groceries online at 11 PM (like I used to in the US) and learned that most deliveries stop by 9:30 PM! That’s just one of the many lifestyle adjustments I had to make. Let me walk you through what you…
-
How Much Money Should I Save Before Moving Back to India
Hey there! Mani here. Remember when I was packing up my life in the US to head back to India? Trust me, the biggest question keeping me up at night wasn’t about which city to settle in or what job to take – it was about how much money I needed to save before making…
-
How to Send 1 Crore+ To India from Abroad
So, you’ve been saving up in the U.S., and now it’s time to send a significant amount – say, ₹3 crores – back to India. Maybe it’s for your parents’ retirement, an investment, or just securing a nest egg for the future. But before you hit that “Send” button, let’s break down how to do…
-
Union Budget 2025: What NRIs Need to Know Before Moving Back to India
So, you’re thinking about moving back to India or investing here? The Union Budget 2025 just dropped some major updates that could impact your taxes, investments, and lifestyle. Let’s break it down, NRI-style—no jargon, just what actually matters to YOU. 1. Big Tax Relief – More Money in Your Pocket ✅ No income tax up…
-
Sending Money Abroad from India : Complete Guide
TLDR: Quick Guide to International Money Transfers from India Hey busy folks! Here’s what you absolutely need to know about sending money abroad from India: For Resident Indians: For NRIs: 💡 Quick Decision Tip: Use digital platforms like Money2World for smaller transfers and branch services for larger amounts. Want the full scoop? Keep reading below!…
-
New Tax Regime Slabs for NRIs: Complete Breakdown💰
After spending a decade abroad and helping countless NRIs navigate the tax maze (and making every possible mistake myself!), let me break down India’s NRI taxation system in simple terms. Quick Takeaways for Busy NRIs 📝 Before we dive deep, here’s what you really need to know: Plan your taxes with NRI banking New Tax…
-
Xoom vs Remitly: Which Is Better for Sending Money to India?
Hey there! Mani here. Let me break down everything about these two popular money transfer services in a way that makes perfect sense. This guide will help you choose the right service for sending money back home. Understanding International Money Transfer Services International remittance services have become increasingly important in our connected world, especially for…