Author: Mani Karthik
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Transaction Reference Number – Guide for NRIs
Remember that time in 2016 when I sent money from my Bank of America account to my dad’s SBI account in Ernakulam? The money…
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RFC Account in India: The Complete Guide for Returning NRIs
One of the first questions I hear from NRIs planning their return is this: “Mani, what do I do with all my foreign currency…
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IPO Investment Tips for NRIs: Navigating the Grey Market
Remember when I was working at Citrix in the US and got super excited about the Zomato IPO? I had to navigate a maze…
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American Express Gold Corporate Card: Guide for NRIs
Hey folks! Mani here. Man, I still remember the day I had to return my American Express Gold Corporate Card when I left my…
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Corporate Gold Card: Guide for NRIs
Remember when I landed back in India after my 10-year stint in the US? Man, what a ride that was. One of the biggest…
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Customs Duty at Indian Airports – NRI Guide (2026)
“Mani, I’m flying into Mumbai next week with a new iPhone, some gold earrings for my mother, and two bottles of whiskey. Am I…
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Amex Corporate Gold Card – The Secret Weapon for NRIs
That chaotic day in 2016 still haunts me. I was sitting in my Irvine apartment surrounded by moving boxes. My return to India was…
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NRI Guide to Life Certificate Process: What Every Overseas Pensioner Needs to Know
Hey folks! Mani here. Remember when my mom almost lost her pension in 2018? We were still settling into our Bangalore home after moving…
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HDFC Smart Buy – Your Key to Indian Shopping While Abroad
Folks, I still remember staring at my Chase credit card statement back in Irvine. My wife needed to buy her mom a refrigerator in…
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Top Wise Alternatives for NRIs: Honest Comparison (2026)
A member in our Singapore WhatsApp group posted something last month that sparked a huge conversation. “I’ve been using Wise for three years. Love…