Author: Mani Karthik
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ACH Full Form, Meaning, Working, Types & Limitations
Hey there! Mani here. During my first few months in the US, I remember feeling completely lost when my employer asked for my bank details for “ACH deposits.” Like many NRIs, I nodded along while secretly wondering what this mysterious ACH system was. After years of living in the US and helping fellow NRIs navigate…
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UAE to India Money Transfer: NRI’s Guide
Hey there! Mani here. When I was working in Dubai, sending money back home was something I did almost every month. Over the years, I’ve learned all the tricks of getting the best rates and avoiding unnecessary fees. Let me share everything I know about transferring money from UAE to India! 💡 Tip: Set up…
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NRI TDS on Property Sale: Complete Guide
Hey there! Mani here again. You know what’s one of the most common questions I get? “Mani, I’m planning to sell my property in India – what’s this TDS thing everyone keeps talking about?” If you’re in the same boat, don’t worry! I’ve been through this myself, and I’m here to break it down in…
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NRI Taxation Guide : Capital Gain Tax, TDS Explained
Hey there! Mani here. Remember when I first moved back to India and had to figure out all this tax stuff? Trust me, I know exactly how overwhelming it can be when you’re trying to understand NRI taxation. After helping hundreds of NRIs navigate this maze, I’ve put together this comprehensive guide that breaks everything…
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Understanding the Basics of Money Transfers: A Guide for NRIs
For many NRIs (Non-Resident Indians), transferring money abroad is a common necessity. Whether you’re sending money to family back home, paying for overseas services, or making international purchases, understanding how the whole process works is crucial. But let’s be honest — some of the jargon can be a bit confusing. So, let’s break things down…
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Understanding UTR Numbers: A Guide for NRIs
If you’ve ever sent money to India or managed an NRE/NRO account, you’ve likely come across the term “UTR number.” But what does it mean, and why is it important? For NRIs, understanding UTR (Unique Transaction Reference) numbers is crucial for keeping track of your financial transactions. Let’s break it down in simple terms. What…
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Best Mortgage Plans for NRIs Buying Property in India
So, you’re an NRI considering buying property in India and exploring mortgage options. Navigating the Indian mortgage landscape can be challenging, especially with the varying rates, eligibility requirements, and benefits each bank offers. Finding the best mortgage plan is essential to make your property investment smooth, affordable, and manageable. Here’s a rundown of some of…
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Best NRI Savings Accounts in India
So, you’re an NRI looking to open a savings account in India. Whether it’s to manage earnings, send money home, or save for future investments, a good NRI savings account can make a big difference in your financial management. With competitive interest rates, easy remittances, and personalized services, India’s top banks offer tailored NRI account…
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Best Digital Wallets in India for NRIs
If you’re an NRI managing finances in India, you’ve probably noticed how convenient digital wallets have become. From paying bills and transferring money to recharging services and booking tickets, digital wallets in India are incredibly versatile. Choosing the right one can make financial management smoother, especially if you want easy access to funds while traveling…
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Best Indian Real Estate Developers for NRIs
So, you’re an NRI interested in investing in India’s real estate, or maybe you’re planning to move back and want a reliable developer for your new home. Choosing a reputable real estate developer is critical for a smooth experience and a quality property. With the right developer, you get transparency, quality construction, and timely delivery.…