Category: Personal Finance
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How to Get a Personal Loan with No Credit History When You Recently Moved Back to India
One of the most frustrating calls I get in our community is this: “Mani, I had an 800 credit score in the US. Here in India, they’re treating me like I don’t exist.” It’s a real problem. You’ve spent years building financial credibility abroad. But when you land in India, your CIBIL score is either…
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How to Grow Your Credit Score After Moving to India as an NRI
So, you’ve just moved back to India after years of building an enviable credit score in the USA. You had the perfect blend of credit cards, maybe a house or car loan, and you were probably getting approval for almost anything just by blinking at the bank. But now you’re back, starting fresh, and suddenly,…
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Best Ways to Send Large Amounts of Money from USA to India
So, you’re planning to send a hefty sum from the USA to India? Maybe you’re buying a house, supporting family, or investing in a business. Whatever the reason, you need to ensure your money gets there safely, quickly, and cost-effectively. Having been through this process myself, here’s what I’ve learned about the best ways to…
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How to Transfer Money to India from the USA through SBI
If you’re wondering how to transfer money to India from the USA using the State Bank of India (SBI), you’re in the right place. Let’s dive into the process, step-by-step, to make it as smooth as possible. This guide is packed with everything you need to know, making it easy for you to send money…
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SBI Branches in USA – Everything an NRI Needs to Know
Let me tell you about a phone call that changed everything. It was 2015. I was in California. Working at SuperMoney. My mom called from Bangalore at 2 AM my time. She needed Rs 2 lakhs urgently. A family emergency. I scrambled. Tried my regular US bank. They wanted three business days. International wire fees…
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What is an NRI Account? Complete Guide
What is an NRI Account? Here’s a Handy Guide for the NRI.
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Groww Review – Better Stock Trading App for NRIs?
In the sea of financial technology startups, Groww has emerged as one of India’s leading investment platforms. But how does it fare for the NRI community? Let’s explore. Overview: What is Groww? Founded in 2016 by former Flipkart employees, Groww started as a platform simplifying mutual fund investments and later expanded into stocks, fixed deposits,…
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Angel One Review – Stock Broking for NRIs
For any Non-Resident Indian (NRI) looking to dabble in the Indian stock market, finding a dependable platform is crucial. Angel One, formerly known as Angel Broking, has established itself as a prominent name in the Indian stock broking industry. If you’re an NRI, especially from the USA, considering Angel One, this review is tailored for…
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Income Tax for NRIs – Comprehensive Guide
Navigating the realm of income tax can be quite the challenge. Add in the additional layers of complexity associated with Non-Resident Indians (NRIs) and things can quickly seem overwhelming. But fear not! Here’s a breakdown of everything NRIs need to know about income tax in India. 1. Who is considered an NRI? First things first,…
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NRI Investments in NPS (National Pension Scheme)
As India continues to grow as an economic powerhouse, Non-Resident Indians (NRIs) are increasingly looking at avenues to invest in their homeland. Among the multitude of options available, the National Pension Scheme (NPS) stands out as a promising choice, especially for those looking at long-term retirement solutions. Here’s a deep dive into the dynamics of…