Category: Personal Finance
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Thematic Mutual Funds for NRIs – Should You Invest? (2026)
A member in our WhatsApp community recently shared his story. He put ₹10 lakh into a defense-themed mutual fund in early 2024. By the…
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Hybrid Mutual Funds – Complete Guide for NRIs (2026)
“Mani, I want to invest in India. But I don’t want the wild swings of pure equity. And I don’t want FD-like returns either.…
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NRI Gift Deed: A Comprehensive Guide for NRIs (2026)
A member in our WhatsApp community recently shared a situation that comes up far too often. His father in India wanted to transfer the…
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Can OCIs Take Health Insurance in India? The Truth
Last month, a member in our BacktoIndia WhatsApp group asked a question that stopped me mid-scroll. “I gave up my Indian passport five years…
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Term Insurance for NRIs: Process, Claims, Documents and More
When I was working at SuperMoney in the US, I had this nagging worry. What if something happened to me? How would my family…
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Dividend Stocks – Any Good for NRIs? (2026)
A member in our WhatsApp community asked a question that stopped me in my tracks. “Mani, I bought Coal India shares last year for…
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Understanding IRS Form 1040: Complete Guide for NRIs (2026)
I’ll never forget this. A friend in our WhatsApp group had been living in the US for 11 years. Green card holder. Good job.…
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Form 1099 – Complete Guide for NRIs (2026)
A member in our WhatsApp group posted this last tax season: “I got four different 1099 forms in the mail. I don’t even know…
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PPF for NRIs: Complete Guide (2026)
“Mani, I opened my PPF account in 2008. I moved to the US in 2012 on an H-1B. My PPF matured in 2023. I…
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ITR for NRIs: The Complete Guide That Saved Me ₹45,000 in Penalties
Picture this. March 2018. I had just moved back to India from the US with Priya and our two boys. Dhruv was asking me…