Category: Personal Finance

FBAR: A Complete Guide for NRIs (Updated 2026)

A few years ago, a member in our WhatsApp community sent me a panicked message at midnight. “Mani, I just found out about FBAR.…
Gold ETF vs Gold Mutual Fund – Which is Better for NRIs

Remember when I was working at Citrix back in 2016? My wife constantly worried about our savings being too dependent on US markets. That’s…
Black Money Act for NRIs: Your Complete Survival Guide

Last year, Suresh from our community got a letter from the Income Tax Department. The subject line made his heart stop: “Notice under Black…
Money Market Funds for NRIs: Complete Guide 💰

Hey there! Mani here. Back in 2015, when I was still living in San Francisco, I had this problem. I wanted to keep some…
How NRIs Can Invest in Alternative Investment Funds (AIFs) in India

Hey, Back when I was working at SuperMoney in San Francisco, my colleague mentioned something called Alternative Investment Funds. I had no clue what…
Best NRI Fixed Deposit Rates in India

Here’s a confession. When I was living in the US, my money was sitting in a Chase savings account earning 0.01% interest. Not 1%.…
How can OCI Card Holders invest in India

Hey there, fellow OCIs! Mani here, and today we’re diving into one of the most asked questions in my inbox: “How can I invest…
NRI Banking Comparison – What It Actually Costs

We’ve covered which banks are best for NRIs and why. Interest rates. Branch networks. UPI support. The big picture stuff. This guide is different.…
SBI Branches in USA: Complete NRI Banking Guide

Let me tell you about my biggest banking mistake. Back in 2014, during my SuperMoney days in California, I was sending money home monthly…
Bank of Baroda UAE Branches: Complete NRI Banking Guide

Let me share something personal. Back in 2016, while I was still at HappyFox in California, my mom called me crying. She needed money…