Category: Personal Finance

Money Transfer Scams and Mistakes NRIs Must Avoid (2026 Guide)

I got a panicked call from a member in our Hyderabad WhatsApp group last year. His 72-year-old mother, living alone in India, had received…
Choosing the Right Purpose Code for Inward Remittance

If you’ve ever sent money to India and wondered what that “purpose code” field means – you’re not alone. I remember the first time…
Tax Implications of Money Transfer to India: (2026)

A member in our Dubai WhatsApp group sent me a message last month that I’ve seen hundreds of times over the years. “Mani, I’m…
Gold Investment for NRIs: Complete Guide

Every Diwali and Akshaya Tritiya, I get the same question in our WhatsApp community. “Mani, should I buy gold? Is it a good investment?”…
How to Invest in US Stocks from India: 2026

“Mani, I moved back to India last year. But I still want to keep investing in Apple, Google, and some S&P 500 ETFs. How…
Fixed Deposits for NRIs – Everything You Need to Know (2026)

“Mani, I have $50,000 sitting idle in my US bank account earning 0.5% interest. Should I put it in an Indian FD?” I get…
Fixed Deposits vs Mutual Funds: Investment Guide

The Battle Every NRI Must Win Hey folks! Mani here. Picture this. 2018. My wife walks into our Bangalore home with a simple question.…
Best Investment Options for NRIs: Complete Guide

One question I get asked constantly in our community calls: “Where should I invest my money in India?” It’s a valid concern. You’re earning…
How NRIs Can Invest in Govt Bonds through RBI

Last month, my neighbor Priya from Singapore called me in excitement. “Mani, I just opened my RBI Retail Direct account from abroad! My portfolio…
How Can NRIs Sell Property in India While Abroad

Three years ago, my cousin Rajesh called me from Toronto in panic. “Mani, I need to sell my Bangalore flat urgently. My dad’s medical…