Blog
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Should You Keep Your US Bank Accounts After Moving to India?
Hey there! Mani here. When I was packing up my life in the US to move back to India, one question kept bugging me: “Should I close my US bank accounts?” After years of helping other NRIs with this decision, I’ve got some practical insights to share! 💡 Quick Tip: Before making any decisions, list…
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Dual Taxation – USA India NRI’s Complete Guide
Hey there! Mani here. Remember when I first moved back to India after my stint in the US? The biggest headache wasn’t the jet lag or finding the perfect masala dosa – it was figuring out how to handle taxes in both countries! After years of experience (and quite a few confused calls with my…
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Should You Invest in Indian Real Estate Before Moving Back
Hey! Mani here. When I was planning my move back to India, everyone had an opinion about buying property. “Buy now before prices go up!” “Wait till you’re there!” The advice was endless and often contradictory. After helping numerous NRIs navigate this decision and learning from my own experience (including some mistakes!), I’ve put together…
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What Happens to Your US Credit Score After Moving to India
Mani here. When I was preparing to move back to India, one question kept bugging me: “What’s going to happen to my hard-earned 800+ credit score?” After years of building perfect credit history in the US, I didn’t want it all to disappear! Through my own experience and helping countless NRIs navigate this transition, I’ve…
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Salary Negotiation Guide for Returning NRIs
Hey there! Mani here. When I returned to India after my stint in Silicon Valley, the biggest culture shock wasn’t the traffic or the weather – it was salary negotiation! After helping dozens of NRI friends navigate their moves back home, I’ve gathered some solid insights about what to expect and how to negotiate effectively.…
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Should You Liquidate Your US Assets Before Moving to India?
Hey there! Mani here. When I was planning my move back to India, one of the biggest dilemmas I faced was what to do with my US investments. Should I sell everything? Keep it all? Maybe something in between? After helping numerous NRIs navigate this decision and learning from my own experience, I’ve put together…
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USA vs India: What to Expect in Your Daily Life
Hey there! Mani here. Remember my first week back in India? I tried to order groceries online at 11 PM (like I used to in the US) and learned that most deliveries stop by 9:30 PM! That’s just one of the many lifestyle adjustments I had to make. Let me walk you through what you…
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How Much Money Should I Save Before Moving Back to India
Hey there! Mani here. Remember when I was packing up my life in the US to head back to India? Trust me, the biggest question keeping me up at night wasn’t about which city to settle in or what job to take – it was about how much money I needed to save before making…
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How to Send 1 Crore+ To India from Abroad
So, you’ve been saving up in the U.S., and now it’s time to send a significant amount – say, ₹3 crores – back to India. Maybe it’s for your parents’ retirement, an investment, or just securing a nest egg for the future. But before you hit that “Send” button, let’s break down how to do…
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Union Budget 2025: What NRIs Need to Know Before Moving Back to India
So, you’re thinking about moving back to India or investing here? The Union Budget 2025 just dropped some major updates that could impact your taxes, investments, and lifestyle. Let’s break it down, NRI-style—no jargon, just what actually matters to YOU. 1. Big Tax Relief – More Money in Your Pocket ✅ No income tax up…