Blog
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What is SWIFT : Full Form, Meaning – NRI’s Guide
Hey there! Mani here. Remember the last time you sent money abroad and the bank asked for a “SWIFT code”? If you were like me, you probably wondered what this mysterious code was all about. After years of dealing with international transfers and helping others navigate the global banking system, let me break down everything…
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Cost of Living in US: What Indians Need to Know
Hey there! Mani here. When I first moved to the US, the biggest shock wasn’t the culture or the weather – it was seeing the prices! “$15 for a basic thali?” I remember thinking. After years of helping Indian students and professionals plan their move to the US, I’ve learned exactly what costs to expect…
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Who is a Beneficiary in Money Transfer? Guide for NRIs
Hey there! Mani here. During my years of helping NRIs navigate international money transfers, one question keeps popping up: “What exactly is a beneficiary, and why is it so important to get the details right?” Let me break this down for you in simple terms, sharing what I’ve learned from both personal experience and helping…
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ACH Full Form, Meaning, Working, Types & Limitations
Hey there! Mani here. During my first few months in the US, I remember feeling completely lost when my employer asked for my bank details for “ACH deposits.” Like many NRIs, I nodded along while secretly wondering what this mysterious ACH system was. After years of living in the US and helping fellow NRIs navigate…
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UAE to India Money Transfer: NRI’s Guide
Hey there! Mani here. When I was working in Dubai, sending money back home was something I did almost every month. Over the years, I’ve learned all the tricks of getting the best rates and avoiding unnecessary fees. Let me share everything I know about transferring money from UAE to India! 💡 Tip: Set up…
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NRI TDS on Property Sale: Complete Guide
Hey there! Mani here again. You know what’s one of the most common questions I get? “Mani, I’m planning to sell my property in India – what’s this TDS thing everyone keeps talking about?” If you’re in the same boat, don’t worry! I’ve been through this myself, and I’m here to break it down in…
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NRI Taxation Guide : Capital Gain Tax, TDS Explained
Hey there! Mani here. Remember when I first moved back to India and had to figure out all this tax stuff? Trust me, I know exactly how overwhelming it can be when you’re trying to understand NRI taxation. After helping hundreds of NRIs navigate this maze, I’ve put together this comprehensive guide that breaks everything…
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Understanding the Basics of Money Transfers: A Guide for NRIs
For many NRIs (Non-Resident Indians), transferring money abroad is a common necessity. Whether you’re sending money to family back home, paying for overseas services, or making international purchases, understanding how the whole process works is crucial. But let’s be honest — some of the jargon can be a bit confusing. So, let’s break things down…
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Understanding UTR Numbers: A Guide for NRIs
If you’ve ever sent money to India or managed an NRE/NRO account, you’ve likely come across the term “UTR number.” But what does it mean, and why is it important? For NRIs, understanding UTR (Unique Transaction Reference) numbers is crucial for keeping track of your financial transactions. Let’s break it down in simple terms. What…
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Best Mortgage Plans for NRIs Buying Property in India
So, you’re an NRI considering buying property in India and exploring mortgage options. Navigating the Indian mortgage landscape can be challenging, especially with the varying rates, eligibility requirements, and benefits each bank offers. Finding the best mortgage plan is essential to make your property investment smooth, affordable, and manageable. Here’s a rundown of some of…