Category: Personal Finance

Sovereign Gold Bonds for NRIs: The Complete Guide (2026)

Last month, a member in our Dubai WhatsApp group asked a simple question: “I want to invest in Sovereign Gold Bonds. I’m an NRI.…
Annexure E – The Income Tax Document NRI Needs to Know

When I filed my first Indian tax return after moving back in 2017, my chartered accountant asked me a question I wasn’t prepared for.…
SBI Chicago – Your Financial Bridge to India

It was winter 2015. I was stuck in Chicago O’Hare airport during a layover. My flight was delayed 6 hours. Classic Chicago winter. I…
Axis Atlas – The Credit Card NRIs Need When Moving Back

Hey folks! Mani here. Remember when I landed at Bangalore airport in 2017 with my family? I had bank accounts. I had investments. I…
Transaction Reference Number – Guide for NRIs

Remember that time in 2016 when I sent money from my Bank of America account to my dad’s SBI account in Ernakulam? The money…
RFC Account in India: The Complete Guide for Returning NRIs

One of the first questions I hear from NRIs planning their return is this: “Mani, what do I do with all my foreign currency…
IPO Investment Tips for NRIs: Navigating the Grey Market

Remember when I was working at Citrix in the US and got super excited about the Zomato IPO? I had to navigate a maze…
American Express Gold Corporate Card: Guide for NRIs

Hey folks! Mani here. Man, I still remember the day I had to return my American Express Gold Corporate Card when I left my…
Corporate Gold Card: Guide for NRIs

Remember when I landed back in India after my 10-year stint in the US? Man, what a ride that was. One of the biggest…
Amex Corporate Gold Card – The Secret Weapon for NRIs

That chaotic day in 2016 still haunts me. I was sitting in my Irvine apartment surrounded by moving boxes. My return to India was…