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  1. Home
  2. Moving Logistics & First 90 Days
  3. How to Make the Decision to Return to India
Moving Logistics & First 90 Days
  1. 1Deciding
  2. 2Getting ready
  3. 3Making the move
  4. 4Life after landing

You're making the move — logistics, shipping, house-hunt and the first 90 days on the ground.

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How to Make the Decision to Return to India

Mani Karthik·July 19, 2023·Updated November 23, 2024·4 min read·Making the move

Reviewed by returnees. Cross-checked with RBI, Income Tax Department and MEA. Editorial policy.

Content Index
  • 1. Family and Social Fabric
  • 2. Career Opportunities
  • 3. Financial Considerations
  • 4. Education and Future for Kids
  • 5. Quality of Life

Hello, my dear NRI comrades!

If you’re reading this, I’m assuming you’re pondering, debating, and probably losing sleep over that one massive question: “Should we move back to India?” As someone who’s been down that road, I’m here to help.

This piece is not a magic 8-ball, but it will, hopefully, give you and your partner a comprehensive framework to make an informed decision.

Remember, this is a monumental life choice, filled with pros, cons, and a lot of ‘what ifs.’ So, grab a cup of chai or coffee, settle into your favorite nook, and let’s dig in.

1. Family and Social Fabric

A key draw for many couples contemplating a move back to India is, undoubtedly, family. The allure of aging parents, the camaraderie of siblings, the familiarity of childhood friends, and the vibrant social milieu of festivals, weddings, and gatherings is strong.

Living abroad has its own advantages, but if you’re feeling that pull towards the familial bond and cultural ethos, it might be time to consider returning to India.

However, the social fabric extends beyond family. Are you comfortable with the societal norms, expectations, and everyday lifestyle in India? These are factors that can significantly impact your quality of life and should be considered critically.

Read next in this topic

Best Places to Visit in India: A Guide to Exploring India for the Returning NRI

Ah, dear returning NRIs, we know that your heart yearns for the sights, sounds, and smells of your motherland. But let’s face it, you’ve been away for quite some time, and you’re probably wondering what to expect when you dive headfirst into the ocean of sensory overload that is India. Fear not, for we have […]

Read next

2. Career Opportunities

Career prospects are a huge part of this decision-making process. India has seen unprecedented growth in various sectors like technology, finance, and healthcare. If you’re in a sector that’s booming in India, this could be an opportune time to take the leap.

However, it’s not just about availability; it’s also about satisfaction. Gauge the nature of jobs, work culture, growth trajectory, work-life balance, and then make an informed decision.

Connect with peers in India, understand the industry landscape, and consider if it aligns with your career ambitions and lifestyle.

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3. Financial Considerations

There’s no denying that NRIs often enjoy a superior earning and saving potential abroad. Yet, the cost of living is usually lower in India, and your money might go a long way here, especially if you’ve accumulated substantial savings.

Consider the costs associated with housing, education, healthcare, lifestyle needs, and retirement planning.

Analyze your financial situation, understand the Indian tax laws, and take a long, hard look at your financial goals before making a choice.

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4. Education and Future for Kids

If you have kids or are planning to have them, their future will undoubtedly be a significant factor. India offers some excellent schools and universities, but the education system is vastly different from that in Western countries.

Consider the curriculum, teaching methodology, and overall environment of Indian schools.

Talk to parents who’ve moved back and understand their experience. Most importantly, consider your child’s comfort, adaptability, and opinion, especially if they are older.

Keep reading
Should you take your electronics back when returning to India?Picture this: you’re an NRI who’s finally decided to pack up and head back to India for good. You’ve spent years in the land of the free, where electronics are cheap and plentiful, and you’ve amassed a collection of gadgets that would make the most tech-savvy person envious. Take electronics back to India? But now […]Traveling to India as an American Citizen: Visa Process and RequirementsMy younger son was born in California. He’s a US citizen. So every time we plan a trip – or when friends in our WhatsApp community ask about this – I know exactly how confusing it can get. “Do I need a visa?” “Can I just get it online?” “What about my kid’s passport?” These […]

5. Quality of Life

Quality of life is a subjective measure and varies widely based on personal preferences. It encompasses aspects like healthcare facilities, safety and security, climate, pollution, access to amenities, and overall lifestyle.

Making the move → Life after landing

Ready for the life after landing stage?

Continue with our Healthcare guide.

Explore

Cities in India are bustling and chaotic, teeming with people, traffic, and noise.

This vibrancy can be exciting or overwhelming, depending on your perspective. On the flip side, India also offers easy access to domestic help, a lower cost of living, and a strong sense of community.

Evaluate what aspects of life are non-negotiable for you and your partner, and see where India stands on those parameters.

In conclusion, deciding to move back to India is not a straightforward process. It’s a deeply personal decision that depends on various factors, each carrying different weights for different individuals.

Discuss extensively with your partner, involve your kids in the conversation if they’re old enough, and take your time. Reach out to people who’ve made the move, seek their advice, learn from their experiences.

And most importantly, remember that it’s okay to be unsure. It’s okay to oscillate. It’s okay to take your time.

After all, it’s not just a geographical shift; it’s a life-altering decision. So, weigh your options, listen to your gut, and choose what’s best for you and your family.

Whether you choose to stay put or return to your roots, make sure it’s a decision that sits well with your heart and mind. And remember, home isn’t a place; it’s a feeling. So, choose the option where you feel ‘at home.’

As you embark on this journey of introspection and decision-making, remember these words by Steve Jobs,

“You can’t connect the dots looking forward; you can only connect them looking backward.

So you have to trust that the dots will somehow connect in your future.”

Trust your journey, and may your dots connect beautifully, no matter where they lead you.

Good luck!

Written by

Mani Karthik

Mani Karthik

Founder, BackToIndia · Returnee since 2016

Mani Karthik is an entrepreneur who moved back to India in 2016 after nearly a decade living and working in the US and the Middle East. He started BackToIndia to help other NRIs navigate the move — banking, taxes, schooling, careers and the everyday reality of resettling in India.

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Where to next

Continue Moving Logistics & First 90 DaysBest Places to Visit in India: A Guide to Exploring India for the Returning NRITrack it in the appOpen the Landing ChecklistTick off the first-90-days items as you go.Ask other returneesJoin the Making the move communityReal Q&A with people at your stage of the move.
Can NRIs Start a Company in India – Full ProcessBest Places to Visit in India: A Guide to Exploring India for the Returning NRI